Our Services

Flexible Options

At Athena Wealth Strategies, we offer several ways for our clients to pay us directly for our financial advice depending on their situation and needs. We offer an hourly plan for clients who have one or two limited areas of concern and would like to get our analysis or opinion.

Right Track Consultation

The Right Track consultation is perfect for those who are just getting started with working and saving and who want to make sure they are setting up a sound foundation for themselves later in life.

Comprehensive Planning

Comprehensive planning – whether for a single person or a family – addresses both the current situation and the future in detail. We look into what can be expected to happen under your current trajectory and how the future could be impacted by the choices you make as well as the things out of your control. Risks that expose partners, children, and any other dependents will be taken into account as will your estate plan. Comprehensive plans also cover one year of follow up service, with renewal plans available to make sure you stay on track in the future.

Need a second opinion?

Working with someone else but want to make sure your current financial advisor is addressing your needs? We offer a second opinion service. In addition, because our planning fees charge you directly for the planning, you are not obligated to change any existing professional relationships to access our advice. We do offer implementation services for both investments and insurance (and help connect you to attorneys and other specialists for those portions of your plan) both after and in conjunction with the planning work when appropriate, but there is no obligation to implement through us.

Fees vary based on the planner you partner with as well as the complexity of your situation, but the below descriptions provide a guideline of our starting rates.



Hourly Project Work

Starting at $200 / Hour

Objective analysis or assessment of any of the areas of financial planning:

  • Cash Management
  • Risk Management
  • Investment Planning
  • Education Funding
  • Student Loans
  • Retirement Planning
  • Estate Planning

Second Opinion

Starting at $400

No-obligation evaluation of:

  • Broker Recommendations
  • Existing Financial Plans
  • Specific Financial Products
  • Specific Financial Situations

You do not need to be a client to take advantage of this service. It is a great way to see what it’s like to work with us.

Right Track Consultation

Starting at $500

A quicker, briefer plan for those who are just getting started. Together we look at the most common issues facing your currentand future financial situation including:

Cash Flow & Budgeting

  • Emergency Savings
  • Cash Flow Analysis
  • Debt Analysis
  • Short Term Goals

Retirement Savings

  • Understand Your Options
  • Roth vs. Traditional
  • Are you on track to retire?

Investment Analysis

  • Risk Tolerance & Review
  • Diversification

Most importantly, the consultation provides an opportunity to get your questions answered and to understand and take control of your financial situation.

Comprehensive Planning

Plans Starting at: $1,800 Individual / $2,500 Couples

A 360 degree look at your entire financial picture, including risks you face and alternative scenarios. All of the topics in the consultation are looked at in depth, along with the following additional areas of planning.

Risk Management

  • Review of current protection
  • Needs analysis for life, disability and long term care insurance

Investment Planning

  • Investing for multiple goals
  • Tax efficiency

Retirement Planning

  • Detailed picture of your long-term financial health
  • Modeling of alternative options and scenarios

Estate Planning

  • Asset ownership & distribution
  • Powers of attorney & medical directives
  • Beneficiary designations

Revenue from existing fee-based assets will be counted towards the planning fee.


Disclosure:

We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.

Securities: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Maryland, Massachusetts, Missouri, Montana, Nevada, New York, Oregon, Texas, Virginia, Washington, Washington D.C. and Utah.

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. In CA, insurance offered through Lincoln Marketing and Insurance Agency, LLC and Lincoln Associates Insurance Agency, Inc. and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com. Athena Wealth Strategies is not an affiliate of Lincoln Financial Advisors Corp. CRN2995395-031320

See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here

Julie VanTilburg, CA Insurance License #0C21028; Maritza Rogers, CA Insurance License #0E50369; Robin Starr, CA Insurance License #0G64012; Jeffrey Better, CA Insurance License #0182274; Beth Borowsky, CA Insurance License #0M72593

*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

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