Athena Newsletter Publications

April 2022 - Issue 5

Many of my family and friends ask how I am able to save as much as I can via Couponing. For example, the last time I went grocery shopping, I cut a $165 bill almost in half to $75. The secret is that it’s actually super easy once you know how and anyone can do it. While I love to buy things on sale, what I love more is getting a deal on something I was already going to purchase.

Thanks to technology, it takes far less time and effort than you can think and, over time, clipping coupons and shopping smartly can add up to a major impact on your finances.


[Read Q2 Issue] 

January 2022 - Issue 4

Big changes are coming down the pipe for the Free Application for Federal Student Aid! The 2020 FAFSA Simplification Act doesn’t take effect until the 2022 FAFSA (for the 2023-2024 school year), but it mandates the following changes:

  • A much shorter form. The current 108 questions will shrink to 36.
  •  It will be easier for more people to automatically transfer their data from the IRS into the form. This was one of the reasons for a previous change, from using last year’s tax return to the prior-prior year.


[Read Q1 Issue] 


  

October 2021 - Issue 3

Investments get all the glory and they certainly can help grow wealth and achieve personal objectives. But when the dreaded happens – whether it’s loss of life or loss of function – investments often aren’t enough to stay on track for our goals. That’s when insurance comes in – whether it’s plan protection against unlikely but catastrophic events such as a death or disability at an early age or the additional costs that hit so many of us who outlive our capacity to care for ourselves.

[Read October 2021 Issue] 

July 2021 - Issue 2

We’ve been seeing more and more action from scammers as they try to get us to give away our information, our money, and our security. Over time, they’ve refined their messages to match what is most likely to work. The key to making otherwise rational, smart people fall for scammers is to get us to the zone where we aren’t thinking rationally. Anyone, no matter how well-informed or even-keeled, can get to the point of “fight or flight” where adrenaline and panic prevent us from using our reasoning skills.  

[Read July 2021 Issue]
 

April 2021 - Issue 1

It’s been a little over a year since the world got quarter's issue: turned upside down, changing lives as well as the business environment. Fortunately, the pandemic did little to impede our ability to be there for our clients when they need us most. Athena Wealth Strategies already had several virtual tools available to us but during the past year we’ve built out our ability to serve clients from afar, adding a deeper level of service that will last beyond the current crisis. 

[Read April 2021 Issue] 


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We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.

Securities: Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Indiana, Maryland, Massachusetts, Missouri, Montana, Nevada, New Jersey, New Mexico, New York, North Carolina, Oregon, Texas, Virginia, Washington, Washington D.C. and Utah.

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. In CA, insurance offered through Lincoln Marketing and Insurance Agency, LLC and Lincoln Associates Insurance Agency, Inc. and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com. Athena Wealth Strategies is a marketing name for registered representatives and investment advisor representatives of Lincoln Financial Advisors. CRN2995395-031320

See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here

Julie VanTilburg, CA Insurance License #0C21028; Maritza Rogers, CA Insurance License #0E50369; Robin Starr, CA Insurance License #0G64012; Jeffrey Better, CA Insurance License #0182274; Kaitlyn Zawada, CA Insurance License #4084200

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