Many of my family and friends ask how I am able to save as much as I can via Couponing. For example, the last time I went grocery shopping, I cut a $165 bill almost in half to $75. The secret is that it’s actually super easy once you know how and anyone can do it. While I love to buy things on sale, what I love more is getting a deal on something I was already going to purchase.
Thanks to technology, it takes far less time and effort than you can think and, over time, clipping coupons and shopping smartly can add up to a major impact on your finances.
Big changes are coming down the pipe for the Free Application for Federal Student Aid! The 2020 FAFSA Simplification Act doesn’t take effect until the 2022 FAFSA (for the 2023-2024 school year), but it mandates the following changes:
Investments get all the glory and they certainly can help grow wealth and achieve personal objectives. But when the dreaded happens – whether it’s loss of life or loss of function – investments often aren’t enough to stay on track for our goals. That’s when insurance comes in – whether it’s plan protection against unlikely but catastrophic events such as a death or disability at an early age or the additional costs that hit so many of us who outlive our capacity to care for ourselves.
We’ve been seeing more and more action from scammers as they try to get us to give away our information, our money, and our security. Over time, they’ve refined their messages to match what is most likely to work. The key to making otherwise rational, smart people fall for scammers is to get us to the zone where we aren’t thinking rationally. Anyone, no matter how well-informed or even-keeled, can get to the point of “fight or flight” where adrenaline and panic prevent us from using our reasoning skills.
[Read July 2021 Issue]
It’s been a little over a year since the world got quarter's issue: turned upside down, changing lives as well as the business environment. Fortunately, the pandemic did little to impede our ability to be there for our clients when they need us most. Athena Wealth Strategies already had several virtual tools available to us but during the past year we’ve built out our ability to serve clients from afar, adding a deeper level of service that will last beyond the current crisis.
[Read April 2021 Issue]
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Julie VanTilburg, CA Insurance License #0C21028; Maritza Rogers, CA Insurance License #0E50369; Robin Starr, CA Insurance License #0G64012; Jeffrey Better, CA Insurance License #0182274; Kaitlyn Zawada, CA Insurance License #4084200